Loans You Can Get With Chime. If what you are looking for are loans that you can get with Chime, look no further because you have several great options available here. Chime does not operate as a traditional bank. However, borrowers can open free savings accounts and checking accounts.
As a bank that supports direct deposits, you can easily apply for a loan with any loan company supported by Chime using direct deposits. Setting an account that supports direct deposits is one of the requirements for an online loan application, which makes Chime a suitable choice you can get anywhere. If you want loans that support Chime, you are at the right place because you will get all the information you need. We have listed the top 5 loan companies that support Chime below:
1. Big Buck Loans
Borrowers looking for a quick and fast payday loan offer from loans that Chime supports can now apply with Big Buck Loans. One advantage of using Chime Bank is that you can hold a direct deposit which is a huge requirement for lenders to give you a loan. With Chime Bank, you can get payday loan amounts ranging from $100 to $5000.
The loaning period is between 3 months to 2 years for loan repayment, and people with bad credit can apply too. Borrowers can apply for payday loans that they can get with Chime for various reasons ranging from repairing their car, house maintenance, medical bills, or any other emergency. Big Buck Loans will always have your back every step of the way, and you will get the loan speedily without many application procedures.
Depending on how you receive your salary, your repayments will be removed automatically from your account at intervals. The amount removed can be every week, once every month, or twice every month. The interest rate is not fixed but varies from one lender to the other. The rate can be as low as 5.99% and as high as 35.99%, and as earlier stated, this depends on the lender.
Eligibility for applying for a loan includes providing a valid social security number, proof of citizenship or residence in the US, and proof of income that you earn at least $1000 monthly.
2. Heart Paydays
When compiling a list of loans that support Chime, Heart Paydays loan company is a top provider. They have multiple application procedures, quick loan approval, and fast funding. Customers who need loans for emergencies can land themselves payday loans. With Chime, customers can get payday loans supported by Chime at amounts ranging from $100 to $5000. The loaning period is between 3 to 2 years for loan repayment.
When applying for loans, you must be 18 years and above, have an ID to show you are a US citizen, and proof that you earn at least $1000 monthly. When filling out your application form, they will set your repayment plan, and a suitable time frame will be selected, considering some factors. These factors include the loan amount you want to borrow, the income you earn, and how much your installments are payable monthly.
The interest rate for instant payday loans through Heart Paydays is usually between 5.99% to 35.99%. With some lenders, the Annual percentage rate (APR) is negotiable, and customers can get a smaller amount. The application process follows simple and easy steps, and in a few minutes, you get your loan approval.
3. Figure Loans
Figure Loans are known to work with Chime payday loans, where customers can get short-term loans for emergencies. They don’t do a strict background check when giving you a loan, and you can get a loan even with low credit. With Figure, you can get short-term loans from $350 to $700. If you can make early loan repayments, then payday loans will benefit you.
Also, if you have bad credit that you are trying to build, Figure loans will allow you to do that because as you keep making early loan repayments, it reflects on your credit score, showing you are now serious about paying your loans.
They have different payment plans for customers, and this depends on the loan amount, but repayment time is typically ranging from 4 to six months. You won’t be charged extra with a loan approval rate of up to 190%.
4. Low Credit Finance
Low Credit Finance is another excellent option for loans with Chime. For people who don’t earn up to $1000 or more monthly, you can still get a loan on Low Credit Finance. They not only support using Chime, but you can still apply without a payslip. Borrowers can get payday loans that support Chime using Low Credit Finance.
You can get loans from as low as $100 and as high as $5000. Even though you can apply for a loan with a lower income, you will need proof of required information, such as a tax return or bank statement. They offer a flexible payment plan ranging from 3 months to 2 years which makes it easy for borrowers to have more time to pay up their loans without stressing their income.
Low Credit Finance has a reputation as one loan company that is transparent. They are trusted and certified, so customers can trust them to deliver. Like most loaning companies you can get with Chime, the lender determines the interest rates, but it is usually not more than 5.99% to 35.99%. Remember, you can apply for this loan without a payslip, but note that this loan is available to US citizens, and you must have proof of income.
5. Honest Loans
Honest Loans is an excellent platform for connecting borrowers to lenders for different loan types, whether for cash advance loans or personal loans. The loan company is one you can get with Chime that offers quick funding. You can get loans between $200 and as high as $50,000.
You can apply for loans online and get their services at no cost to you. To register, go to the website and submit all the personal information required to begin your application process. After submitting your information, Honest loans will send your application to the lender that will give you the loan, and once you agree to the loan terms, you will have your funds in 24 hours. Honest loans do not give you loans directly but send your offer to a lender, and once you agree to the loan offer, you have your loan.
Conclusion – Loans You Can Get With Chime
You don’t have to worry about sourcing for loans that work with Chime, as there are great options for use. We have decided to make the work easier by giving you some great recommendations. So, to get your loans, you can head to any of their websites to begin your application.
